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The company everyone trusts: Allstate Health Solutions, has recently acquired National General’s Accident and Health insurance. We have received great feedback from many agents for over four years on National General’s health insurance. They don’t advertise their health insurance on TV, saving money and passing the savings on to you! Now, the company you trust is offering health insurance!

Allstate Health Solutions has our favorite supplement to cover most of your financial responsibility when catastrophe strikes! You can pair Allstate Health Solutions’ TrioMED or Plan Enhancer with their health insurance and other carriers like PIVOT Health and United Healthcare.

You can use TrioMED or Plan Enhancer to cover your high deductible “ACA” / “Marketplace” plan!

United Health Care Insurance: United Healthcare is available in some states where our other recommendations are unavailable(Example: PA). We like United Healthcare because of it’s reputation and nationwide PPO network “Golden Rule.” United Healthcare is sometimes a bit more money but offers some extra perks that some may feel necessary. United Healthcare is also available in some states where our other recommendations are unavailable.

Example of a perk: You can add a United Healthcare supplement called United HPG which will give you wellness visits.

This is United Health Care’s ACTUAL INSURANCE. This is Not a Health Plan offered from many sales people and agents.  If you don’t know the difference go to our glossary and look up Health Plan and/or Indemnity.” Based on a lot of direct feedback from Real estate agents we strongly recommend “Real Insurance” and we ONLY suggest indemnity plans to fill in gaps, for example: a supplement. 

When you shop for insurance, ask the salesperson if they offer “Health Insurance” or only “Health Plans!”

AMERITAS (Dental & Vision)

If you choose United Healthcare or PIVOT Health we highly recommend Ameritas for dental and vision.

If you choose a Allstate health insurance plan and their dental plan (Dental Prime PPO) is not available in your area then recommend Ameritas

Ameritas is our favorite recommendation for dental and vision. This is based on the great positive feedback we get from real estate agents.

If you were glasses or contact then you will be very happy with their Vision plan. 

If you take care of your teeth the way dentists recommend then their dental will pay for itself!

Remember that dental coverage gets higher the longer you are on it so if you plan on having some work done then start the clock now.

They have great networks to choose from.

If you use a dentist in their network look-up, which is highlighted in green, you will save the most money!

Life Insurance Products and Annuities

  1. Final Expense
  2. Mortgage Protections
  3. Long Term Care
  4. Term Life
  5. Whole Life
  6. Cancer/ Heat Attack/ Stroke

 

For Life Insurance products, please make an appointment to speak with an agent about your unique situation. Some life insurance companies work much better for certain people. It pays to look at many companies and products. We’ll sort out the best options for you and save you time!