You have a Free Look Period!
What is the Free Look Period?
The free look period is the required time in which a new insurance policy owner can terminate the policy without any penalties, such as surrender charges. A free look period often lasts ten (10) days, depending on the insurer.
During the Free Look period, you can decide whether or not to keep the insurance policy. If you are unsatisfied and wish to cancel, the policy purchaser can receive a full refund.
The information provided on this site is for educational purposes only and does not substitute for one-on-one professional health/ life insurance advice from a broker or agent.
We strive to provide as much assistance as possible to everyone. As our resources expand, our help is on a first-come, first-serve basis. Allow us time to get back to your emails, texts, and voicemails.
When using our strategies to sign yourself up with an insurance carrier, you will assume responsibility for the information you provide and your chosen plan.
The information provided on this website is the culmination of our team’s years of experience working with real estate agents nationwide; to save them money and maintain coverage that is as strong as possible.
We can only make recommendations for you as everyone’s circumstances differ. These recommendations are based on the most common situations we encounter helping real estate agents. The plans are for reasonably healthy people looking to save as much money as possible.
This information is based on the same general formulas and insurance strategies we have used to save agents money.
While on this site, remember that the plans we recommend are not “ACA”, or “Market Place Plans/ ObamaCare”. They follow different state guidelines because they are “Private Insurance” and not ACA compliant. They will have some limitations that ACA Market place plans may not have. This may include limitations or exclusions, for example, pre-existing conditions and pregnancy.
Please read the brochure for the plan you choose before you sign up.
If after you visit our site, you decide an “ACA” “Market Place” plan is what you need, please go to www.healthcare.gov
If there is anything that you do not understand, as you read the information we provide, SCHEDULE AN APPOINTMENT TO SPEAK WITH US!
Our goal is to provide outstanding, continuing service.
“We want to educate you on how to create a strong plan, use your plan effectively, and save money!”
Always keep in mind:
Do not hastily cancel your plan. You will need the continued support of the insurance company.
Sometimes a doctor’s bill may take time to process.
We have found that often it is because the insurance company is trying to retrieve records from a doctor’s office.
During that time, the doctor’s office may notify you that the bill is going to be sent to collections.
Make sure to set up a minimum monthly payment before that.
Most insurance companies have client advocacy that will help negotiate bills.
They can not help once a bill goes to collections!
Neither the insurance company nor we control how long the doctor takes to provide their records!
The information on this site is provided by multiple brokers’ opinions. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, up-to-dateness, or availability concerning the website or its information.
